Making Financial Planning Easy by Harold Q Gardon
Our 20’s is the time when we YOLO (You Only Live Once)!
We earn and spend! We enjoy life not thinking about tomorrow!
And why should we? We are in our prime! We can always double our work and we have all the time.
But this is not always the case. What you do in your 20’s will dictate how you will live the rest of your life.
Below are the 5 Financial Checklist that you should have accomplished before you reach your 30’s: Continue reading “Accomplish this Financial Checklist before your 30’s”
There are a lot of questions in the market of which is better: Single Pay VUL or Mutual Fund/UITF?
My initial answer is this: IT DEPENDS on what is your objective.
At the end of this article, hopefully you can decide which is the better financial product for you.
VUL stands for Variable Unit Linked or Variable Universal Life. It is a financial product that provides life insurance and an investment feature.
If you die today, how much will be left to your family?
Will they be a millionaire, just the same, or be further in debt?
Yuppies (Young Professionals) who are single, no dependents, and have good company health benefits will always say that I don’t need insurance.
Middle-aged adults and those who near retirement and has a lot of money will also say that I don’t need insurance.
But insurance, particularly Disability and Critical Illness Insurance, is there not because you die, but because you SURVIVED!
