Welcome to  CommonCentsPH!

I hope to be part of your FINANCIAL JOURNEY!

It is my goal to make Complicated Financial Concepts SIMPLE!

Personal Finance is EASY, EXCITING, and FUN!

The Road to Financial Freedom is not as complicated as it seems!

Financial Freedom can be achieved by using our COMMON SENSE!

Hope my Two Cent Advice will help you in your Financial Journey!

I would suggest that you read The Ultimate Foundation of Wealth, The Biggest Investment Risk, and The Ultimate Measure of Wealth before reading other articles because this will be the foundation of our discussions.

Feel free to message me if you have any questions or if you are seeking financial advice! I promise to reply as soon as I can!

Wishing you Financial Success!

Harold Q. Gardon
Licensed Financial Consultant
Certified Wealth Planner
Certified Estate Planner – Phils.
Financial Stewardship Mentor