To all graduates, congratulations!
Welcome to the awesome world of work!
I remember the moment I received my first paycheck.
The proud feeling of being able to earn and be a productive member of society.
But what I don’t remember is how I spent my first paycheck .
Or how I spent the succeding ones on my first years of work.
If you are a fresh graduate, I hope that through this article, you will not commit the financial lessons I or most of my batchmates learned the hard way.
I believe that this article is not only for Fresh Graduates but for everyone who is seeking Financial Freedom.
Continue reading “Top 3 Financial Mistakes of Fresh Graduates”
It’s the time of the season where we go shopping for the best deals from travel agencies.
It’s the time when traveloka, trivago, and Airbnb are fully booked.
It’s when we look out for piso-seat sales and other airline sales.
But before you post #wanderlust, #travelgram, #travelgoals, #travelph, let’s take a step back and think of #travelfund.
Continue reading “Never Travel Without a Travel Fund”
We are often martyrs when it comes to LOVE.
We do everything just to make those we most love happy.
We are willing to sacrifice ourselves for the sake of LOVE even to the point of sacrificing our future and drowning ourselves into debt.
Continue reading “Is It Okay to Go Into Debt Because of Love?”
Christmas is in the air.
A few more nights and it’s already Christmas!
It is a season of parties, gift giving, and 13th month pay (plus Christmas bonus).
Many are very excited to receive gifts and cash from their ninongs and ninangs (godparents) but many are also thinking how will their budget fit for their ina-anaks (godchildren).
Hopefully, at the end of this season, we will not only let our money cover all the expenses but also be able to save and invest a portion of it.
Continue reading “3-Step Guide in Setting-Up your Christmas Fund”
Is Credit Card good or bad?
Others will say that it is good since you can buy things with rebate and pay in installments.
On the other hand, others say it’s evil because credit card is the reason why they are drowning in debt.
Continue reading “3 Ways to Use your Credit Card Wisely and Not Drown in Debt”