Do I still need a VUL Plan if I already have an online stock trading account?
Is there a difference between the two?
Aren’t they the same? Both have investments right?
The answers are YES and NO.
YES, they both have investments.
But NO, they are not the same.
Continue reading “I Already Have an Online Stock Trading Account, Do I Still Need a VUL?”
You are not alone!
I feel you. I am also a Millennial.
I see money not an end in itself but as means to enjoy life, travel the world, and pursue my dreams and passion.
This is the reason why most millennials have no savings and are drowning in debt.
We might be enjoying life now but we will suffer in the future when those debts pile up and we can’t afford to retire because we have bills to pay.
But it doesn’t need to be that way, we can live #YOLO at the same time save for the future.
Continue reading “Are You Torn Between #YOLO and Saving for the Future?”
We are often martyrs when it comes to LOVE.
We do everything just to make those we most love happy.
We are willing to sacrifice ourselves for the sake of LOVE even to the point of sacrificing our future and drowning ourselves into debt.
Continue reading “Is It Okay to Go Into Debt Because of Love?”
President Duterte enacted the TRAIN bill into law last December 2017.
This means that the take-home pay of employees will increase.
This article will focus on how much your income will increase (as an employee) and some tips on how to use it wisely.
Continue reading “Are You Ready to Ride the TRAIN?”
Two more days and it is already Christmas!
A lot of things happened.
There were parties, Christmas shopping, and family events.
Life is moving so fast that a few more days and it is already 2018.
It is another year to renew our dreams, hopes and aspirations.
It is another year of opportunity to live and pursue our passions.
But before we get overwhelmed with the holidays, I would like to invite you to PAUSE for a moment and REFLECT.
Continue reading “3 Simple Tips to Help You Prepare for 2018”
According to a study, 70% of deaths in the United States is caused by Cancer, Stroke, and Heart Attack.
Given our current food choices, stressful environment and unhealthy lifestyle, having critical illness is just a matter of time.
But the main question is: Can you afford to be sick?
Continue reading “Top 3 Reasons Why You Should Get Protected From Cancer”
VUL stands for Variable Unit Linked or Variable Universal Life. It is a financial product that provides life insurance and an investment feature.
Continue reading “What is a VUL?”
A typical person in the prime of his career and health, will not think of retirement. Why would you think of it if it is as far as 20-30++ years?
But retirement is not as far as it seems!
Continue reading “Retirement is Not as Far as it Seems!”
Before one can invest, one must be able to create the money to invest with.
And where do we get the money?
We get it from the difference of our income and expenses. Continue reading “The Ultimate Foundation of Wealth”