Are You Torn Between #YOLO and Saving for the Future?

You are not alone!

I feel you. I am also a Millennial.

I see money not an end in itself but as means to enjoy life, travel the world, and pursue my dreams and passion.

This is the reason why most millennials have no savings and are drowning in debt.

We might be enjoying life now but we will suffer in the future when those debts pile up and we can’t afford to retire because we have bills to pay.

But it doesn’t need to be that way, we can live #YOLO at the same time save for the future.

Continue reading “Are You Torn Between #YOLO and Saving for the Future?”

Top 3 Financial Mistakes of Fresh Graduates

To all graduates, congratulations!

Welcome to the awesome world of work!

I remember the moment I received my first paycheck.

The proud feeling of being able to earn and be a productive member of society.

But what I don’t remember is how I spent my first paycheck .

Or how I spent the succeding ones on my first years of work.

If you are a fresh graduate, I hope that through this article, you will not commit the financial lessons I or most of my batchmates learned the hard way.

I believe that this article is not only for Fresh Graduates but for everyone who is seeking Financial Freedom.

Continue reading “Top 3 Financial Mistakes of Fresh Graduates”

Accomplish this Financial Checklist before your 30’s

Our 20’s is the time when we YOLO (You Only Live Once)!

We earn and spend! We enjoy life not thinking about tomorrow!

And why should we? We are in our prime! We can always double our work and we have all the time.

But this is not always the case. What you do in your 20’s will dictate how you will live the rest of your life.

Below are the 5 Financial Checklist that you should have accomplished before you reach your 30’s: Continue reading “Accomplish this Financial Checklist before your 30’s”